The increasing number of cars on the roads increases the risk of accidents. Even if you carefully drive the car yourself, you can become a passive participant in a traffic accident. Consider such situations, and find out what to do in case of an accident. This is especially true in the light of damages. After all, drivers now have CTP policies or CASCO policies that are required to simplify the resolution of most problems.
- 1 Actions of participants during the accident
- 2 Traffic regulations in case of accidents
- 3 How to behave immediately after the accident
- 4 How to communicate with the traffic police
- 5 Damages
Actions of participants during the accident
As if the participants of the traffic accident were in no hurry about their business, they should not leave their seats after the event. Most of the proceedings will be conducted not in favor of the one who sped away from the accident. In addition, the actions of the party are interpreted unequivocally, as a violation of traffic rules, which already entails a fine of 1,000 rubles. It is also possible deprivation of rights for up to 1.5 years and administrative arrest for 15 days.
The existing procedure for an accident involves the fixation of any event associated with causing any damage to buildings, cars or people. Even if there was a collision with a tree, the rules of the road call for calling traffic police inspectors to draw up a protocol.
When events occurred in which a person or several people were touched, the best way out of this situation would be to receive receipts, indicating the absence of injuries and complaints to the driver. Otherwise, victims can turn to law enforcement agencies, and then fix the injuries received or invented.
Traffic regulations in case of accidents
In the rules of the road there are clear instructions on what to do in case of an accident. Following such instructions is necessary:
- stop and not move the car from the scene of the accident;
- leave on the ground items related to this incident;
- install a warning sign for an emergency stop (at least 15 m in urban areas and at least 30 m outside the city);
- turn on "emergency gang" in the car.
When there is a need for qualified medical help, then need to call an ambulance, and before arrival to provide medical assistance as far as possible. Allowed to send victims by passing transport. You can also take the patient to one of the cars involved in the accident, but first fix his position at the scene of the accident, and then return for further investigation.
Fixing the location of transport should be carried out in the presence of witnesses. On the section of the road, the position of the car should be described by paint, chalk or other improvised means.
Before the arrival of the traffic police, whenever possible, participants in the events collect data from witnesses by recording addresses, surnames, phone numbers or passport data. When there are no victims, and all the parties agreed, you can draw up a scheme of events, sign it with all the participants, and then take the document to the police or to the traffic police office to arrange the incident properly.See also: The culprit of an accident disappeared from the scene: OSAGO
How to behave immediately after the accident
Do not go to persuasion or respond to threats and not to call the traffic police. The fact of the incident requires mandatory fixation. Often, drivers in a state of shock can not conduct an adequate analysis of the prevailing circumstances and the resulting damage, so they are panic-stricken, yielding to a more aggressive side. Also, it is not necessary to take documents or money from the second side, because this fact can be regarded as extortion, which will lead to an aggravation of guilt.
It is also not desirable to explain your actions or agree with such explanations of the whole situation from the second party. The characteristic of the events that have happened can be given only during the work of the analysis team. And even then, it is necessary to choose the most streamlined language.
The zone in which the accident happened should be carefully examined for the visibility of road signs. This takes into account the quality of the roadway, the illumination of the site and the absence of obvious interference to drivers.
How to communicate with the traffic police
When interacting with employees of internal organs, you should not immediately identify yourself as the guilty party. The events can be guilty as road services, car repair shops, where the repair took place, and the second party, the participant of the events. Therefore, it is not necessary to leave other participants in private with law enforcement officers for a long time.
No need to behave as a passive observer, giving the entire description of events and making preliminary decisions in the hands of outsiders. Show your moderate interest and make the most of all the details in the inspection report.
Before signing documents, it is necessary to read all the information entered. If necessary, you are allowed to add your comments in the allotted boxes.
Do not sign any blank forms or blank sheets of paper.
When a traffic police officer or inspector does not want to put something in the protocol, then this fact should be recorded in the document independently. It will be preferable for an inspector to indicate the presence or possibility of hidden defects that have appeared after an accident.See also: Making a duplicate number on the machine
The result of the actions of the traffic police officer will be a detailed protocol with all the schemes, maximum description of all types of damage, clear explanations of all parties and witnesses to the events.
When people were injured as a result of the incident, the inspector should compile several documents:
- protocol inspection of the scene;
- certificate of traffic accident;
- the result of the vehicle technical condition check;
- a diagram indicating the distances between key objects;
- a medical act testifying to the alcoholic or drug condition of drivers;
- a written explanation of the parties to the events.
Such documents are sent to the parsing group.
Within 10 days of the investigation, the bodies of inquiry must make a decision on the incidents in which the victims were, on the direction or non-direction of materials for a criminal case. Without serious consequences, the process is delayed for 15 days to make a decision on administrative punishment. On appeal the last decision is given 10 days. To do this, go to court or higher authorities.
The investigation in the traffic police ends with the issuance of a certificate of incident to the parties participating in the event. With her, you can already contact the insurance companies.
According to the old rules, only the company responsible for the accident should compensate the victim under the OSAGO. Now you can get a payment or repair work, which will be initiated by the insurance company of the injured party. The condition for this is that there is no damage to people, and damage to property only. In this case, the estimated cost should not be more than 50 thousand rubles.
In this case, the actions in case of an accident on the OSAGO are concluded in the treatment of the policy in the company that entered into the contract. The final amount of compensation is calculated based on the percentage of deterioration of damaged elements and the vehicle as a whole.
Independent examination of a car for an assessment of a damage is allowed. Based on these actions, an act is drawn up. It can be carried out pre-trial or judicial collection.
Given the load of the courts, as well as the duration of the review process, it is possible to agree without participation in these bodies, especially if the second party does not oppose. To do this, the amount of compensation is negotiated, and all agreements are confirmed in writing. If it happens the other way around, and the second side does not want to react, then after 15 days you need to go to court. It is necessary to prepare for the process, since the process is delayed for a period from a couple of weeks to several months.