The financial availability of used cars makes it possible for most buyers to have a car in their garage. However, with visible benefits, it is necessary to take into account the risks of acquiring such equipment. The most problematic is the history of operating cars and changing owners.
Often there are offers with an inflated price tag on cars from unscrupulous citizens. Having made minor investments in redecoration, the car owner seeks to get rid of the problem transport in an unfair way. To identify such scam helps careful inspection of the body, all systems and a small test drive.
Determining the catch in beautiful new cars is sometimes more difficult. With such a vehicle, everything will work fine, and the appearance will be presentable. But here we need an analysis of legal purity, for example, checking a car for bail.
Content
- 1 Actual legislation
- 2 How do I know the car in the pledge or not by indirect evidence
- 3 Popular methods of remote checking
- 3.1 "Punching" the car on the VIN-code
- 3.2 Control on traffic police bases
- 3.3 Control of original documents
Current legislation
In the past few years, legislation has been put in order regarding transactions for the purchase and sale of used vehicles. Relief is the non-obligatory deregistration of sold vehicles. In exchange for this, the new owner of the iron horse is charged with the obligation to re-document the car within 10 days.
However, such legal concessions lead to all sorts of fraudulent schemes. This is noticeable against the background of a large number of questionable transactions. Under the “old” procedure, the traffic police officers should check the car for bail or other legal formalities in the process of de-registration.
In modern conditions, control over the "purity" is transferred from law enforcement to customers. It is at the verification stage that you should show maximum attention.
How do I know the car in the pledge or not by indirect evidence
During the determination of the problem of a car, a potential owner is obliged to pay attention to some obvious signs that may indicate controversial factors. We recommend to be on your guard in such situations:
- In insurance documents, for example, in the hull insurance there is information about the bank that issued the loan. When such data is entered into the appropriate section of the policy, this is proof that the car was purchased with borrowed money from a financial organization.
- The “old” owner does not have the original passport of the vehicle. Often fraudulent acts are committed with duplicate documents. With high probability such transport will be undesirable for you. Although if other factors indicate the honesty of the car owner, then this event can not be fully taken into account.
- The small period of operation of the machine after purchase before the sale. When a car enthusiast traveled on a new car for less than 3 years, then for this period the time interval of a bank deposit was hardly exhausted. The former owner may wish to shift the burden to someone else. Banks rarely give a loan for a car for less than 3 years.
- Low cost machine in good condition should alert buyers. When with a small mileage the owner indicates the minimum desired fee, which turned out to be lower than the market average, this situation should be alerted. The rush to sell may indicate a bad car history. It should take a closer look at movable goods.
- When there is no original agreement on the acquisition of the vehicle, in this embodiment, the owner of the car "with history" can hide the fact of its pledge.
If one or several signs are revealed, it is worthwhile to alert oneself and proceed to the second stage of monitoring a used car.
Popular methods of remote checking
Citizens who want to ensure the purity of the purchase, must independently remotely or personally check the purchased goods. In this case, you can use one of the presented methods.
"Punch" the car on the VIN-code
Car collateral check on VIN is carried out step by step as follows:
- It is required to find the register of mortgage machines on the Internet. Most often used in the work of reestr-zalogov.ru. His information is updated regularly.
- Click on the tab of the Registry of notifications, and in the resulting window it is worth pressing the button with the Information about the collateral.
- In the newly opened window we are looking for instructions for Vehicles, where we drive in the VIN-code of a potential purchase. Hit Enter or “Search”.
- When the machine is not in the registers, then after a few minutes a message about zero results is displayed.
Find VIN possible in the engine compartment, near the driver's seat when you open the door. Sometimes it is located under the rugs or prescribed on the belts. After checking, it is advisable to wait another couple of weeks and repeat the operation, as it may take some time to enter data into the databases.
Control on traffic police bases
One of the reliable databases are systems created by law enforcement agencies. Before you check the car in a pledge or not according to their information, you should contact the relevant employees and submit them an oral application.
As a result of consideration, law enforcement officers carry out comprehensive monitoring of cars, including the control of car theft, being on the wanted list, or other types of imposed restrictions on cars, including judicial injunctions. However, many use the remote method, which involves visiting the site gibdd.ru.
On the right side there is a button to check the machines. The accuracy of the control depends on the correctly entered VIN number. Next, click on the check button. In the absence of a machine in questionable databases, after several minutes of verification, the user is notified with a standard message. Otherwise, a list of restrictions for cars will be displayed.
See also: Making a duplicate number on the machineIt is also useful to look at fssprus.ru, because the website of the bailiffs is also able to open information about the problem vehicle. At the entrance it is important to find the button with the “Databank of productions”. Here you enter the parameters of the seller, not the "iron horse". We print the full name, some passport data, indicate the territorial affiliation and click on the "Search".
As a result, upon request, information is issued about whether a case has been brought against the seller for some reason or not. All debts or their absence are presented in the brief description.
Control of original documents
In addition to online checks, it is important to look at the actual documents relating to the car. To do this, the owner must provide their originals:
- Passport vehicle. It is necessary to determine the number of owners of the car. Also pay attention to the period during which the vehicle was in the hands of each driver. Below in the TCP there is a graph with special marks. It may indicate that the document is a duplicate. An important clarification will be the reason for registration in this situation. If the loss is inscribed, then it is worth fear. This trick is often used by scammers who buy cars on credit under illegal schemes.
- Certificate of vehicle. The document must contain the date of issue of the car exactly the one specified when the owner sold it. We control the correctness of writing the VIN-code in reality and in the document.
- Driver's license. It is necessary to check the rights of the seller, as the transaction can make an intermediary or middleman. In such agents, often not all actions are legally transparent.
In addition to the above methods, the buyer has the right to apply to a special agency that professionally deals with checks on the legal purity of vehicles. However, in such a situation, prepare to pay for the services of specialists.